FAQs
Popular topics
Commercial Loans FAQs
If you're planning to expand locations, purchase real estate, or buy vehicles for your business, commercial financing could be the solution you need. Discover how a commercial loan can help you grow your business.
SBA Loans FAQs
If you've been denied a conventional bank loan, an SBA loan could be a suitable alternative. These loans are partially guaranteed by the U.S. Small Business Administration and can be used for equipment, inventory, real estate, working capital, and more.
Accounts Receivable Financing FAQs
Unlock the value of your unpaid invoices with accounts receivable financing. Receive a portion of your outstanding invoices immediately while waiting for payment. With this alternative financing option, funds can be available as quickly as the same day you’re approved.
Merchant Cash Advance FAQs
If you need funds immediately, consider a merchant cash advance. This quick financing option can provide you with funds within hours in some cases, with daily or weekly automatic payments ensuring rapid repayment.
Equipment Financing FAQs
Whether you need to buy or lease vehicles, manufacturing equipment, large-scale appliances, electronics, or other machinery to keep your business running, equipment financing can help.
Business Term Loans FAQs
Planning to expand your business, refinance debt, or make a long-term investment? A business term loan might be the perfect solution. Once approved, you receive a lump sum that can be used for virtually any business need.
Short-Term Business Loans FAQs
When an unexpected business opportunity or emergency arises and you lack the funds to cover the expense, a short-term loan can help. Many applicants qualify and receive funding quickly.
Business Lines of Credit FAQs
For financing that provides maximum flexibility, consider a business line of credit. Rather than receiving a lump sum, a lender grants you a credit limit that you can draw from as needed. You'll only pay interest on the amount you use.
Working Capital Loans FAQs
Facing a cash squeeze in your business can disrupt daily operations. Smooth out short-term cash flow gaps with working capital financing. Use the funds to handle rent, meet payroll, navigate seasonal downturns, and more.
Got some questions?
iBusinessLender makes getting a business loan easy. We help business owners across all industries select the best financing solution to grow their business.
iBusinessLender brings together a wide range of loan options, supported by our trusted direct lending solutions, all on one convenient platform. With a simple application process, we make it easy to secure approval for your business in just hours. Our dedicated Business Advisors work with you every step of the way, helping you compare top loan options to find the perfect fit for your needs.
Applying is simple. We ask a few basic questions about you, your business and revenue data. It takes minutes to complete and does not affect your credit score. Click here to get started.
Our application leverages advanced technology to deliver a decision within hours.
Once approved, the process is swift and straightforward. Your funds are deposited directly into your business’s bank account, usually within 24 hours.
Our minimum requirements are:
– 4+ months in business
– $10,000 monthly revenue or $120,000 annually
– 500+ FICO Score
To see if your business is eligible for funding, contact one of our expert Business Advisors at (888) 404-5680 or click here to get started.
Most loan options require 6 months of bank statements to review your business’s revenue data. You can upload statements directly or securely connect your business bank account.
Completing your online application will not affect your credit score. However, once you proceed with a loan option, your credit score may be affected.
We employ state-of-the-art bank-grade encryption and Secure Sockets Layer (SSL) technology to prioritize the security of our applicants’ information.
With a variety of lending options, financing terms can range from 3 months to 5 years.
Yes. Most loan options can be paid off ahead of time without additional fees or prepayment penalties.
